Insurance & Payment

Payments

Payments can be made via the TherapyNotes client portal here.

Payments are due at time of service. Payments can be made via cash, check, HSA, Debit or Credit Card.

Insurance

We are in-network with Aetna and UHC/Optum Plans.

For those that have other insurance plans you would be considered out-of-network. Please contact your insurance company to inquire about your out-of-network mental health benefits. We encourage our prospective clients/legal guardians to contact their insurance company to understand their outpatient mental health benefits and whether they have “in-network” and/or “out-of network” coverage.

Questions to Ask Your Insurance Company

Do I have out-of-network mental health benefits?
Is there an annual deductible amount? If yes, has the amount been met?
How much does my plan reimburse for each psychotherapy session?
What does the insurance company consider a calendar year?
Amount of sessions allowed per calendar year?
How do I seek reimbursement?

Why Some Clients Choose Private-Pay Therapy

Therapy Designed Around You—Not an Insurance Company

Rather than asking, “What will insurance cover,” private-pay therapy creates more flexibility. It allows us to focus on the work that is most meaningful and appropriate for you rather than structuring treatment around what an insurance company will or will not reimburse. Mental health treatment should be about you—your goals, your needs, your circumstances, and what will genuinely help you move forward. One

Privacy Matters

When you use insurance, information related to your treatment may be shared with your insurance company when necessary for claims, reimbursement, utilization review, or other health plan functions. Depending on your insurance plan and applicable laws, an insurer may also have the ability to request clinical documentation as part of audits, utilization or quality reviews, medical-necessity determinations, and other administrative processes. That means that using insurance can involve more than simply providing a payment method—it can mean allowing a third party to become part of the administrative process surrounding your care.

Private-pay clients who do not submit claims to insurance can avoid that particular insurance-related exchange of information. Of course, all clients receive the same commitment to confidentiality and privacy within the limits of applicable law and professional ethics.

You Are Investing in Your Care

Choosing private-pay therapy is an investment in yourself and in having the freedom to make your mental health care more personal and individualized. For clients who choose to seek out-of-network reimbursement, I can provide a superbill or submit for you electronically, that will include applicable billing and diagnostic codes. Reimbursement is determined by your individual insurance plan, and I recommend contacting your insurance company directly to understand your out-of-network benefits.

NOTE: As of January 1, 2022:

No Surprise Act: www.cms.gov/nosurprises/consumers.